About MJF Insurance Agency
Our Independence Works For You
The most important thing to know about MJF Insurance Agency is that it is not linked to only one carrier. When you tell MJF Insurance Agency what you need it searches many carriers for the right product, does all the legwork for you, and finds the best solution for your particular situation. Whether you are an individual or a business, MJF Insurance Agency will locate and deliver the best coverage you can find. We will also review your coverage annually to make sure you have proper coverage. Serving New York, New Jersey, Connecticut, Pennsylvania and Florida, MJF Insurance Agency experts have more than insurance, they have solutions.
While MJF Insurance Agency is a new company that was established in 2008 by Michael J. Fusco and John R. Chumenti, it actually offers years of experience and deep roots in the community. Michael Fusco has been in the insurance industry for 20 years and is the son of Supreme Court Justice John A. Fusco. His history includes being an Account Executive for MetLife and John Hancock, and 12 years on the regulatory side of the insurance business with the New York Liquidation Bureau as a Manager in the General Services, Operations and Executive divisions. In 2007 he moved on to the R.P.M. Insurance Agency and back into sales, concentrating on selling commercial insurance.
John R. Chumenti is the owner of Chumenti Accounting which was established in 1958 by his father Robert Chumenti. John has maintained this successful practice and his 30 years of experience as a tax preparer has made him well respected in the community and among his peers. John’s firm is also referred to as Chumenti and Associates and is in the same building as MJF Insurance Agency. The combination of knowledge and expertise in both the tax preparation and insurance industries offers MJF Insurance Agency clients unprecedented insight into their financial planning services.
An Independent Advantage
We are independent agents, free to choose the best
carrier for your insurance needs. We do not work for
an insurance company; we work for you. We work on your
side when you have a loss and follow through to see
that you get fair, prompt payment and service. Heritage
Insurance House represents a carefully selected group
of financially strong, reputable insurance companies,
therefore, we are able to offer you the best coverage
at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn't purchase
the first one you see. What if one day the automobile
industry decided to make only one type of car, one
make and one model. You wouldn't have a choice!
The
same situation holds true for insurance. You need
insurance to drive a car, to purchase a house, to
protect your family's financial future and to run
a small business. But if there was only one insurance
company that offered only one type of insurance, car
insurance, home
insurance or businessowner policy -- you wouldn't
have a choice. The only solution would be going
to that one company.
With an independent insurance agent, you have choices.
Independent agents are not tied to any one insurance
company. One of the advantages of using an independent
agent is that he or she works to satisfy your needs.
You are using an expert for an important financial decision.
An independent agent has several companies that he
or she can approach to get you the best coverage at
the best price. And your independent agent will know
the companies with the most efficient claims departments
to recover your losses as quickly as possible.
When you buy insurance, whether it's for your home,
your car or your business, you want an advocate who
will properly assess the risks you face and give you
an objective analysis of the marketplace, it's up to
you to make the final choice.
Insurance Carriers
As independent agents, we have
established long term, solid relationships with some
of the top national and regional carriers in the
industry. Our experienced staff will be able to provide
comprehensive, expert insurance solutions and service.
For you, our client, this provides competitive pricing,
coverage options, and peace of mind that the company
providing your insurance coverage meets our standards. Below are just some of our insurance carriers that we will help you work with to get what you need.
- ACE
- AIG
- Bankers
- Chubb
- CNA
- Encompass
- Foremost
- Great American
- Hagerty
- Hartford
- Hartford Steam Boiler
- Interboro Insurance
- John Hancock
- Kingstone
- Lexington Insurance
- MetLife
- One Beacon
- Oxford Health
- Philadelphia
- Progressive
- Travelers
- Utica First
- Zurich
Professional Associations
Community Associations
- Staten Island Business Council
|
